Analysts/Institutional Investor Meet/Con. Call Updates23 Oct 2026 · 15:36
HDFC Life Insurance Company Limited has informed the Exchange about Transcript of Earnings Conference Call H1 FY 27
Markets / Nifty 50 / Financial Services
Price
Daily closing prices, adjusted for bonuses and splits
Returns against the Nifty 50
| Return | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|---|
| HDFCLIFE | +3.6% | +0.3% | −2.3% | −12.2% | −28.3% | −14.4% | −23.5% |
| Nifty 50 | +5.6% | +6.2% | −2.7% | −1.5% | −6.4% | +24.6% | +33.7% |
Price returns, without dividends. Source: NSE end-of-day data.
Check-up
Where HDFCLIFE sits against the Nifty 50 and its industry. Facts, not advice.
Price return
−28.28%
Over 1 year. The Nifty 50 returned −6.40%, so HDFCLIFE trailed it by 21.9 percentage points.
Valuation (PE)
56.5
Price is 56.5 times the last four quarters' earnings per share, higher than the Nifty 50's PE of 19.8 and the 11 industry peers' median of 21.3.
Growth
+16.5%
Revenue in Q2 FY27 compared with the same quarter a year earlier. Net profit changed +16.4%.
Profitability (ROE)
10.7%
Profit over the last four quarters as a share of shareholders' equity. Net margin is 2.4%.
Debt
0.16×
Borrowings are 0.16 times shareholders' equity (latest balance sheet, 30 Sep 2026).
Volatility
1.77×
Daily price moves over the last year were 1.77 times as large as the Nifty 50's (annualised volatility 24.5%).
What the latest numbers show
Calculated by stockER from the company's filings and NSE data.
Positives 4
- Revenue up 16.5% from a year ago₹22,502 cr in Q2 FY27, against ₹19,314 cr in Q2 FY26.
- Net profit up 16.4% from a year ago₹522 cr in Q2 FY27, against ₹448 cr in Q2 FY26.
- Operating cash flow of ₹22,625 crCash generated by the business in the year to 31 Mar 2026.
- Mutual fund holding up 4.93 points in a year16.87% on 30 Sep 2026, from 11.94%.
Watch points 2
- Foreign institutional holding down 6.06 points in a year18.75% on 30 Sep 2026, from 24.81%.
- Trading near its 52-week lowClosed at ₹532.50, within 5% of the low of ₹508.05 on 28 Oct 2026.
Financials
Consolidated results as filed with NSE. ₹ crore unless stated.
Revenue
Net profit
EPS (₹)
| ₹ crore | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|
| Gross premium income | 24,044 | 14,887 | 19,314 | 18,828 | 26,464 | 17,232 | 22,502 |
| Net premium income | 23,843 | 14,539 | 18,871 | 18,351 | 25,998 | 16,728 | 21,856 |
| Total income | 23,965 | 29,285 | 20,422 | 29,158 | 19,906 | 33,542 | 24,225 |
| Total expenses | 23,799 | 29,200 | 20,592 | 29,171 | 19,457 | 33,224 | 23,936 |
| Profit before tax | 486 | 564 | 468 | 441 | 490 | 630 | 540 |
| Net profit | 475 | 548 | 448 | 418 | 497 | 611 | 522 |
| EPS (₹) | 2.21 | 2.54 | 2.08 | 1.94 | 2.30 | 2.83 | 2.41 |
| ₹ crore | FY26 |
|---|---|
| Gross premium income | 79,493 |
| Net premium income | 77,760 |
| Total income | 98,770 |
| Total expenses | 98,421 |
| Profit before tax | 1,962 |
| Net profit | 1,912 |
| ₹ crore | JUN 2025 | SEP 2025 | DEC 2025 | MAR 2026 | JUN 2026 | SEP 2026 |
|---|---|---|---|---|---|---|
| Total assets | 3,58,742 | 3,62,916 | 3,80,553 | 3,79,345 | 4,04,796 | 4,13,026 |
| Current assets | — | 7,552 | — | 11,478 | — | 9,817 |
| Current liabilities | — | 8,008 | — | 10,943 | — | 10,575 |
| Borrowings | 0 | 2,350 | 0 | 3,099 | 0 | 3,099 |
| Shareholders' equity | — | 2,163 | — | 2,159 | — | 19,166 |
Balance sheets are filed every half year (September and March).
| ₹ crore | 12M to MAR 2025 | 6M to SEP 2025 | 12M to MAR 2026 | 6M to SEP 2026 |
|---|---|---|---|---|
| From operations | 15,597 | 7,371 | 22,625 | 11,860 |
| From investing | −13,638 | −8,394 | −23,871 | −13,098 |
| From financing | 1,607 | −950 | −275 | 528 |
| Capital expenditure | 301 | 124 | 287 | 122 |
| Free cash flow | 15,296 | 7,247 | 22,338 | 11,738 |
Cash flow statements are filed every half year; figures are for the period shown.
EBITDA here is profit before tax plus finance cost and depreciation. Annual figures add up the four quarters of each financial year. Source: company filings on NSE (XBRL).
Peers
Financial Services companies in the Nifty 50.
| Company | Price | Market cap | PE | PB | ROE | Div. yield | 1Y return |
|---|---|---|---|---|---|---|---|
| HDFC Life Insurance Company Ltd.HDFCLIFE | ₹532.50 | ₹1.16 lakh cr | 56.5 | 6.04 | 10.7% | 0.39% | −28.3% |
| HDFC Bank Ltd.HDFCBANK | ₹736.70 | ₹11.36 lakh cr | 14.2 | 1.88 | 13.3% | 1.76% | −25.2% |
| ICICI Bank Ltd.ICICIBANK | ₹1,424.10 | ₹10.22 lakh cr | 17.3 | 2.49 | 14.4% | 0.84% | +6.5% |
| State Bank of IndiaSBIN | ₹979.00 | ₹9.04 lakh cr | 10.0 | 1.30 | 13.1% | 1.77% | +2.2% |
| Bajaj Finance Ltd.BAJFINANCE | ₹994.00 | ₹6.19 lakh cr | 28.5 | 5.02 | 17.6% | 0.60% | −6.0% |
| Kotak Mahindra Bank Ltd.KOTAKBANK | ₹459.40 | ₹4.57 lakh cr | 21.3 | 2.35 | 11.0% | 0.14% | +9.6% |
| Axis Bank Ltd.AXISBANK | ₹1,232.00 | ₹3.84 lakh cr | 12.8 | 1.67 | 13.0% | 0.08% | +0.4% |
| Bajaj Finserv Ltd.BAJAJFINSV | ₹1,756.50 | ₹2.81 lakh cr | 26.4 | 3.35 | 12.7% | 0.09% | −15.3% |
| Shriram Finance Ltd.SHRIRAMFIN | ₹908.75 | ₹2.14 lakh cr | 16.9 | 1.92 | 11.4% | 1.90% | +14.1% |
| SBI Life Insurance Company Ltd.SBILIFE | ₹1,710.20 | ₹1.72 lakh cr | 64.6 | 8.41 | 13.0% | 0.16% | −13.3% |
| Jio Financial Services Ltd.JIOFIN | ₹222.27 | ₹1.52 lakh cr | 89.0 | 1.18 | 1.3% | 0.27% | −26.4% |
| BSE Ltd.BSE | ₹3,601.50 | ₹1.47 lakh cr | 47.7 | 18.47 | 38.8% | 0.28% | +44.3% |
Price comparison
Change in price from the start of the period
HDFCLIFENifty 50HDFCBANKICICIBANK
Events
Dividends, bonuses and splits from NSE's corporate actions.
Dividend paid in 5 of the last 5 calendar years (2022–2026)Over the last 12 months: ₹2.10 per share (adjusted for bonuses and splits), a yield of 0.39% at today's price.
Past dividends
Dividend
Dividend - Rs 2.10 Per SharePer share
₹2.10Ex-date
19 Jun 2026
Dividend - Rs 2.10 Per SharePer share
₹2.10Ex-date
19 Jun 2026
Dividend
Dividend - Rs 2.10 Per SharePer share
₹2.10Ex-date
20 Jun 2025
Dividend - Rs 2.10 Per SharePer share
₹2.10Ex-date
20 Jun 2025
Dividend
Dividend - Rs 2 Per SharePer share
₹2.00Ex-date
21 Jun 2024
Dividend - Rs 2 Per SharePer share
₹2.00Ex-date
21 Jun 2024
Dividend
Dividend - Rs 1.90 Per SharePer share
₹1.90Ex-date
16 Jun 2023
Dividend - Rs 1.90 Per SharePer share
₹1.90Ex-date
16 Jun 2023
Dividend
Dividend - Rs 1.70 Per SharePer share
₹1.70Ex-date
31 May 2022
Dividend - Rs 1.70 Per SharePer share
₹1.70Ex-date
31 May 2022
Dividend
Dividend - Rs 2.02 Per ShPer share
₹2.02Ex-date
30 Jun 2021
Dividend - Rs 2.02 Per ShPer share
₹2.02Ex-date
30 Jun 2021
Interim dividend
Interim Dividend - Rs 1.63 Per SharePer share
₹1.63Ex-date
14 Mar 2019
Interim Dividend - Rs 1.63 Per SharePer share
₹1.63Ex-date
14 Mar 2019
Interim dividend
Interim Dividend - Rs 1.36 Per Share (Purpose Revised)Per share
₹1.36Ex-date
15 Dec 2017
Interim Dividend - Rs 1.36 Per Share (Purpose Revised)Per share
₹1.36Ex-date
15 Dec 2017
Bonuses, splits and other actions
Annual General MeetingEx-date
11 Jul 2019
11 Jul 2019
Annual General MeetingEx-date
12 Jul 2018
12 Jul 2018
Filings and updates
The company's own announcements to NSE: results, dividends, presentations and board decisions.
Annual report 2025–26Open (PDF / ZIP)
Annual report 2024–25Open (PDF / ZIP)
Annual report 2023–24Open (PDF / ZIP)
Annual report 2022–23Open (PDF / ZIP)
Annual report 2021–22Open (PDF / ZIP)
Analysts/Institutional Investor Meet/Con. Call Updates15 Oct 2026 · 18:59
HDFC Life Insurance Company Limited has informed the Exchange about Link of Recording
Press Release15 Oct 2026 · 16:02
HDFC Life Insurance Company Limited has informed the Exchange regarding a press release dated October 15, 2026, titled "Press Release and Investor Presentation Financial Results H1 FY27".
Outcome of Board Meeting15 Oct 2026 · 15:55
HDFC Life Insurance Company Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.
Analysts/Institutional Investor Meet/Con. Call Updates6 Oct 2026 · 17:09
HDFC Life Insurance Company Limited has informed the Exchange about Schedule of meet
Allotment of Securities26 Aug 2026 · 19:08
HDFC Life Insurance Company Limited has informed the Exchange regarding allotment of 114000 equity shares under Employee Stock Option Schemes
Updates19 Aug 2026 · 16:47
HDFC Life Insurance Company Limited has informed the Exchange regarding 'Approval from the Insurance Regulatory and Development Authority of India (IRDAI) for re-appointment of Executive Directors'.
Analysts/Institutional Investor Meet/Con. Call Updates22 Jul 2026 · 17:59
HDFC Life Insurance Company Limited has informed the Exchange about Transcript
Press Release15 Jul 2026 · 15:56
HDFC Life Insurance Company Limited has informed the Exchange regarding a press release dated July 15, 2026, titled "Press Release and Investor Presentation Financial Results Q1 FY 27".
Outcome of Board Meeting15 Jul 2026 · 15:47
HDFC Life Insurance Company Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Allotment of Securities16 Jun 2026 · 12:47
HDFC Life Insurance Company Limited has informed the Exchange regarding allotment of 14523906 equity shares to HDFC Bank Limited on Jun 16, 2026
Copy of Newspaper Publication12 Jun 2026 · 16:32
HDFC Life Insurance Company Limited has informed the Exchange about Copy of Newspaper Publication w.r.t 26th Annual General Meeting and Final Dividend
Frequently asked questions
What is the share price of HDFC Life Insurance Company Ltd. (HDFCLIFE)?
HDFCLIFE closed at ₹532.50 on NSE on 4 Nov 2026, +1.33% on the day. stockER shows end-of-day prices, updated after the market closes.
What is the market cap of HDFCLIFE?
₹1.16 lakh cr, based on 217.26 crore shares and the latest closing price. That makes it #45 by size in the Nifty 50.
What are the PE and PB ratios of HDFCLIFE?
PE 56.48 on earnings per share of ₹9.43 over the last four quarters; PB 6.04 on the latest reported equity.
What is the 52-week high and low of HDFCLIFE?
High ₹788.50 on 26 Nov 2025, low ₹508.05 on 28 Oct 2026 (adjusted for bonuses and splits).
What is the dividend yield of HDFCLIFE?
0.39%: dividends of ₹2.10 per share with ex-dates in the last 12 months, divided by the latest price.
What return has HDFCLIFE given?
1 year −28.3%, 3 years −14.4%, 5 years −23.5% (price only, dividends not included).
Which sector is HDFCLIFE in?
NSE classifies HDFC Life Insurance Company Ltd. under Financial Services. Other Nifty 50 companies in it: AXISBANK, BSE, BAJFINANCE, BAJAJFINSV, HDFCBANK, ICICIBANK, JIOFIN, KOTAKBANK, SBILIFE, SHRIRAMFIN, SBIN.
Who owns HDFCLIFE?
On 30 Sep 2026, promoters held 50.53% and the public 49.44%.
How can I buy HDFCLIFE shares?
Through a SEBI-registered stockbroker with a demat and trading account. stockER is an information site only: it doesn't sell shares or recommend buying or selling any of them.