Allotment of 25,00,00,000 equity shares upon conversion of 25,00,00,000 warrants allotted on preferential basis
Markets / Nifty 50 / Financial Services
Price
Daily closing prices, adjusted for bonuses and splits
Returns against the Nifty 50
| Return | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|---|
| JIOFIN | +8.3% | +4.8% | −15.1% | −12.0% | −26.4% | +1.5% | — |
| Nifty 50 | +5.6% | +6.2% | −2.7% | −1.5% | −6.4% | +24.6% | +33.7% |
Price returns, without dividends. Source: NSE end-of-day data.
Check-up
Where JIOFIN sits against the Nifty 50 and its industry. Facts, not advice.
Price return
Over 1 year. The Nifty 50 returned −6.40%, so JIOFIN trailed it by 20.0 percentage points.
Valuation (PE)
Price is 89.0 times the last four quarters' earnings per share, higher than the Nifty 50's PE of 19.8 and the 11 industry peers' median of 21.3.
Growth
Total income in Q2 FY27 compared with the same quarter a year earlier. Net profit changed −51.0%.
Profitability (ROE)
Profit over the last four quarters as a share of shareholders' equity. Net margin is 30.4%.
Volatility
Daily price moves over the last year were 2.07 times as large as the Nifty 50's (annualised volatility 28.7%).
What the latest numbers show
Calculated by stockER from the company's filings and NSE data.
Positives 2
- Total income up 69.5% from a year ago₹1,699 cr in Q2 FY27, against ₹1,002 cr in Q2 FY26.
- Promoter holding up 3.86 points in a year50.98% on 30 Oct 2026, from 47.12%.
Watch points 4
- Net profit down 51.0% from a year ago₹340 cr in Q2 FY27, against ₹695 cr in Q2 FY26.
- Operating cash flow of ₹−15,439 crCash generated by the business in the year to 31 Mar 2026.
- Foreign institutional holding down 2.31 points in a year10.00% on 30 Oct 2026, from 12.31%.
- Mutual fund holding down 1.09 points in a year4.88% on 30 Oct 2026, from 5.97%.
Financials
Consolidated results as filed with NSE. ₹ crore unless stated.
Total income
Net profit
EPS (₹)
| ₹ crore | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Total income | 449 | 518 | 619 | 1,002 | 901 | 1,020 | 2,005 | 1,699 |
| Interest earned | 210 | 276 | 363 | 392 | 504 | 642 | 962 | 1,258 |
| Profit before tax | 318 | 350 | 388 | 566 | 335 | 300 | 989 | 533 |
| Tax | 82 | 80 | 94 | 88 | 102 | 66 | 139 | 149 |
| Net profit | 295 | 316 | 325 | 695 | 269 | 272 | 830 | 340 |
| EPS (₹) | 0.46 | 0.50 | 0.47 | 1.10 | 0.42 | 0.43 | 1.27 | 0.51 |
| ₹ crore | FY25 | FY26 |
|---|---|---|
| Total income | 2,079 | 3,543 |
| Interest earned | 853 | 1,902 |
| Profit before tax | 1,554 | 1,588 |
| Tax | 334 | 351 |
| Net profit | 1,613 | 1,561 |
| ₹ crore | MAR 2024 | SEP 2024 | MAR 2025 | SEP 2025 | MAR 2026 | SEP 2026 |
|---|---|---|---|---|---|---|
| Total assets | 1,44,863 | 1,44,222 | 1,33,510 | 1,52,452 | 1,63,497 | 1,81,666 |
| Investments | 1,33,292 | 1,37,439 | 1,18,910 | 1,35,984 | 1,33,089 | 1,30,348 |
| Cash with RBI | 67 | 77 | 352 | 234 | 715 | 386 |
| Deposits | 0 | 0 | 0 | 0 | — | — |
| Borrowings | 0 | 0 | 2,987 | 7,409 | 15,809 | 27,899 |
| Shareholders' equity | 1,39,148 | 1,37,144 | 1,23,497 | 1,34,739 | 1,33,854 | 1,29,596 |
Balance sheets are filed every half year (September and March).
| ₹ crore | 12M to MAR 2025 | 6M to SEP 2025 | 12M to MAR 2026 | 6M to SEP 2026 |
|---|---|---|---|---|
| From operations | −10,083 | −4,615 | −15,439 | −11,062 |
| From investing | 6,406 | −5,554 | −5,697 | −13,509 |
| From financing | 3,962 | 10,051 | 21,454 | 24,242 |
| Capital expenditure | 42 | 49 | 105 | 105 |
| Free cash flow | −10,125 | −4,664 | −15,544 | −11,167 |
Cash flow statements are filed every half year; figures are for the period shown.
EBITDA here is profit before tax plus finance cost and depreciation. Annual figures add up the four quarters of each financial year. Source: company filings on NSE (XBRL).
Peers
Financial Services companies in the Nifty 50.
| Company | Price | Market cap | PE | PB | ROE | Div. yield | 1Y return |
|---|---|---|---|---|---|---|---|
| Jio Financial Services Ltd.JIOFIN | ₹222.27 | ₹1.52 lakh cr | 89.0 | 1.18 | 1.3% | 0.27% | −26.4% |
| HDFC Bank Ltd.HDFCBANK | ₹736.70 | ₹11.36 lakh cr | 14.2 | 1.88 | 13.3% | 1.76% | −25.2% |
| ICICI Bank Ltd.ICICIBANK | ₹1,424.10 | ₹10.22 lakh cr | 17.3 | 2.49 | 14.4% | 0.84% | +6.5% |
| State Bank of IndiaSBIN | ₹979.00 | ₹9.04 lakh cr | 10.0 | 1.30 | 13.1% | 1.77% | +2.2% |
| Bajaj Finance Ltd.BAJFINANCE | ₹994.00 | ₹6.19 lakh cr | 28.5 | 5.02 | 17.6% | 0.60% | −6.0% |
| Kotak Mahindra Bank Ltd.KOTAKBANK | ₹459.40 | ₹4.57 lakh cr | 21.3 | 2.35 | 11.0% | 0.14% | +9.6% |
| Axis Bank Ltd.AXISBANK | ₹1,232.00 | ₹3.84 lakh cr | 12.8 | 1.67 | 13.0% | 0.08% | +0.4% |
| Bajaj Finserv Ltd.BAJAJFINSV | ₹1,756.50 | ₹2.81 lakh cr | 26.4 | 3.35 | 12.7% | 0.09% | −15.3% |
| Shriram Finance Ltd.SHRIRAMFIN | ₹908.75 | ₹2.14 lakh cr | 16.9 | 1.92 | 11.4% | 1.90% | +14.1% |
| SBI Life Insurance Company Ltd.SBILIFE | ₹1,710.20 | ₹1.72 lakh cr | 64.6 | 8.41 | 13.0% | 0.16% | −13.3% |
| BSE Ltd.BSE | ₹3,601.50 | ₹1.47 lakh cr | 47.7 | 18.47 | 38.8% | 0.28% | +44.3% |
| HDFC Life Insurance Company Ltd.HDFCLIFE | ₹532.50 | ₹1.16 lakh cr | 56.5 | 6.04 | 10.7% | 0.39% | −28.3% |
Price comparison
Change in price from the start of the period
Events
Dividends, bonuses and splits from NSE's corporate actions.
Past dividends
Dividend - Rs 0.60 Per SharePer share
₹0.60Ex-date
10 Aug 2026
Dividend - Re 0.50 Per SharePer share
₹0.50Ex-date
11 Aug 2025
Filings and updates
The company's own announcements to NSE: results, dividends, presentations and board decisions.
Transcript of presentation on the unaudited financial results (Consolidated and Standalone) for the quarter and half year ended September 30, 2026
Audio/Video Recording of Presentation on Unaudited Financial Results (Consolidated and Standalone) for the quarter and half year ended September 30, 2026
Jio Financial Services Limited has informed the Exchange about Investor Presentation
Outcome of Board Meeting
We wish to inform you that a presentation to analysts on financial results of the Company for the quarter and half year ended September 30, 2026 shall be made on October 15, 2026 at 19.15 hours IST after the Board meeting
Investment in Jio Allianz General Insurance Limited, joint venture between the Company and Allianz Europe B.V.
Please note that the Company executives will be participating in the Institutional Investors' Meeting organized by a third party - J. P. Morgan India Financials Tour, scheduled to be held on September 24, 2026 at Mumbai
Please note that the Company executives will be participating in the Institutional Investors Meeting organized by a third party - J.P. Morgan India Conference 2026, scheduled to be held on September 21, 2026 at Mumbai
The voting results along with the consolidated Scrutinizer's Report in respect of the Third Annual General Meeting (Post Listing) of the Company held on Wednesday, August 26, 2026, are attached
Jio Financial Services Limited has informed the Exchange regarding Change in Director(s) of the company.
Please note that the Company executives will be participating in the Institutional Investors Meeting organised by a third party - Ashwamedh Elara India Dialogue 2026 on September 1, 2026 at Mumbai
Frequently asked questions
What is the share price of Jio Financial Services Ltd. (JIOFIN)?
JIOFIN closed at ₹222.27 on NSE on 4 Nov 2026, +3.73% on the day. stockER shows end-of-day prices, updated after the market closes.
What is the market cap of JIOFIN?
₹1.52 lakh cr, based on 685.31 crore shares and the latest closing price. That makes it #42 by size in the Nifty 50.
What are the PE and PB ratios of JIOFIN?
PE 88.98 on earnings per share of ₹2.50 over the last four quarters; PB 1.18 on the latest reported equity.
What is the 52-week high and low of JIOFIN?
High ₹316.85 on 17 Nov 2025, low ₹202.51 on 23 Oct 2026 (adjusted for bonuses and splits).
What is the dividend yield of JIOFIN?
0.27%: dividends of ₹0.60 per share with ex-dates in the last 12 months, divided by the latest price.
What return has JIOFIN given?
1 year −26.4%, 3 years +1.5% (price only, dividends not included).
Which sector is JIOFIN in?
NSE classifies Jio Financial Services Ltd. under Financial Services. Other Nifty 50 companies in it: AXISBANK, BSE, BAJFINANCE, BAJAJFINSV, HDFCBANK, HDFCLIFE, ICICIBANK, KOTAKBANK, SBILIFE, SHRIRAMFIN, SBIN.
Who owns JIOFIN?
On 30 Oct 2026, promoters held 50.98% and the public 49.02%.
How can I buy JIOFIN shares?
Through a SEBI-registered stockbroker with a demat and trading account. stockER is an information site only: it doesn't sell shares or recommend buying or selling any of them.